November 21, 2025 Living Cost Crisis: Mortgage Rates Spike—Will You Afford a Home?

Wed, 06 May 2026 06:20:43 +0000

**November 21, 2025 Living Cost Crisis: Mortgage Rates Spike—Will You Afford a Home?** As November 21, 2025 approaches, a quiet but growing anxiety is surfacing across the U.S.—mortgage rates have spiked, reigniting concerns about homeownership affordability. With economic signals trending upward and household budgets strained, more Americans are asking: *Will a home still feel like a feasible future investment?* This moment marks a pivotal point in the 2025 living cost crisis, where rising rates challenge long-held assumptions about homeownership. **Why This Surge Matters Now** November 21, 2025, stands at a crossroads—both in terms of policy shifts and daily economic reality. Analysts now confirm that mortgage rates have climbed sharply due to prolonged high inflation and tightening central bank policies. For potential homebuyers, this means monthly payments are rising faster than income growth, compressing the affordability window. Hundreds of jobs in real estate, lending, and mortgage services reflect growing sensitivity—making this not just a headline, but a lived experience for thousands.